Could personal accident and insurance premiums be reduced by effective planning?

With insurance premiums and personal accident claims a major factor for company consideration, you need a proactive response to health and safety that will assist when faced with future fire and personnel related accident claims, that reduces the claim potential of any resultant settlement. Insurers look for :-

• Positive H&S policy
• Proactive approach to planning and dealing with potential risks
• Regular safety audits
• Effective accident investigation